Kuala Lumpur, 6 May 2026 – Malaysia’s general insurance industry recorded a stronger performance in 2025, posting RM24.2 billion in Gross Written Premium and RM1.2 billion in underwriting profit, reinforcing the sector’s financial resilience even as motor claims, climate exposure and technology-led risks continue to reshape the industry.
The Gross Written Premium rose 4.8% from RM23.1 billion in 2024, while underwriting profit improved by RM125 million year-on-year. The industry’s overall Combined Ratio remained around 93%, reflecting sustained underwriting discipline despite claims volatility and rising operating costs.
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