Last updated on December 25, 2025
Kuala Lumpur: Bank of China (Malaysia) Bhd (BOCM) has partnered with Manulife Investments to introduce the Manulife Global Multi-Asset Diversified Income Fund on its platform, aiming to provide Malaysian investors with more effective tools for retirement planning and sustainable income generation.
The fund will allocate at least 85% of its net asset value to the Manulife Global Fund – Global Multi-Asset Diversified Income Fund (Target Fund). It is tailored for investors seeking consistent income, broad global diversification, and a medium- to long-term horizon. Unlike strategies focused heavily on equity growth, the fund prioritises income generation through fixed income instruments and a tactical option-writing approach. By capturing option premiums—especially during volatile markets—it aims to deliver reliable payouts even in periods of market weakness.
The launch comes against the backdrop of sobering survey findings by Manulife, which show that only 58% of Malaysians believe they have adequate funds for retirement. The remaining 42% risk facing financial and health challenges later in life. A steady income stream after retirement is seen as critical by 56% of respondents, while nearly one-third view portfolio diversification as a key buffer against potential shortfalls.
Yan Ye, Deputy Chief Executive of BOCM, stressed the importance of preparing early for an aging society. “Malaysia is projected to become an aged nation by 2040, with seniors aged 60 and above making up 17% of the population. Many Malaysians do not have sufficient savings for retirement. Early planning allows individuals to adopt suitable strategies. By combining the fund’s objectives with Manulife’s investment expertise, we are expanding retirement income options for our customers,” he said.
Grace Ho, Head of Retail Wealth Distribution and Direct Digital Business for Asia at Manulife Investments, noted that demand for income solutions is surging across the region. “Longer lifespans, evolving retirement expectations, and changing market dynamics are pushing investors to seek reliable income sources. Bringing this established global strategy to Malaysia gives local investors access to diversified solutions that align with long-term financial goals,” she said.
Subscriptions to the fund are available through BOCM’s nationwide branch network as well as its eWealth Banking mobile platform, ensuring accessibility for both traditional and digitally engaged investors.
