IMF Says Tokenization Could Reshape Global Financial Architecture

Washington, 2 July 2026 – Tokenization could transform the world’s financial architecture by changing how assets are issued, traded, settled and governed, according to the International Monetary Fund, as global regulators and financial institutions accelerate their exploration of programmable digital finance.

The IMF said tokenization should not be viewed merely as a faster or cheaper version of existing financial processes. Instead, it represents a structural shift in how financial assets and liabilities may be recorded on programmable digital ledgers.