Last updated on December 25, 2025
KUALA LUMPUR, 12 November 2025 — Infomina Berhad (KLSE:INFOMINA) has launched PaymentXchange, Malaysia’s first fully transparent and compliant property payment platform, in an effort to raise integrity and trust across the country’s real estate ecosystem.
The launch was officiated by Deputy Finance Minister YB Lim Hui Ying, who underscored the platform’s alignment with Budget 2026 and the MADANI economic framework, which prioritise good governance, financial transparency, and digital transformation in key industries.
Developed by Infomina Geolytik Sdn. Bhd., a subsidiary of Infomina, with support from PEPS Ventures Bhd, the initiative is backed by industry associations representing over 10,000 registered real estate agents and negotiators, as well as stakeholders from banking, valuation, and legal sectors.
“Transparent, well-governed systems are essential to consumer confidence and sustainable growth,” said YB Lim in her opening address. “Platforms like PaymentXchange play a vital role in strengthening Malaysia’s financial governance as we advance Budget 2026 and the 13th Malaysia Plan.”
A Digital Gateway for Safer, Traceable Property Transactions
PaymentXchange connects property buyers directly with registered real estate agencies, ensuring that all deposits are channelled into verified agency accounts via Chip In Sdn Bhd, a Bank Negara Malaysia-registered payment gateway.
The system provides audit-ready visibility, anti-money-laundering (AML) and counter-terrorism-financing (CFT) compliance, and supports digital reconciliation between buyers, agencies, and banks.
Buyers can also opt to initiate their loan process seamlessly through ValuationXchange, which integrates with participating banks and valuers for faster, traceable, and standards-aligned mortgage assessments.
“Our objective is simple, to make every step of the transaction clearer, safer, and faster,” said Gideon Liau, Executive Director of Infomina Geolytik.
“PaymentXchange secures deposits through a regulated payment gateway and integrates directly with ValuationXchange to deliver verified, audit-ready data for lenders and valuers.”
Industry Collaboration for a Safer Property Market
The launch featured a panel discussion, “Budget 2026 & Property Market Protection: Safer Deposits, Faster Deals, Stronger Agencies,” moderated by Chan Ai Cheng, Past President of MIEA, and joined by:
- Sr. Haji Ishak Ismail, Advisor of PEHAM & President of MIPFM
- Sr. Subramaniam Arumugam, President of PEPS
- Ethan Leong, Vice President of MIEA
- Sr. Khaidzir bin Abdul Rasip, Deputy Chair of RISM
The panel highlighted the importance of governance, technology adoption, and transparent payment solutions in enhancing trust and sustainability within Malaysia’s property market.
“PaymentXchange safeguards buyers’ deposits and elevates compliance in the transaction flow,” said Sr. Subramaniam Arumugam, President of PEPS Malaysia.
“Together with ValuationXchange, it marks a major step forward in integrity and transparency for Malaysia’s property industry.”
First Movers and Industry Adoption
Over 15 pioneering real estate agencies participated as first adopters, including ESP Global, Reapfield Properties, Hartamas Real Estate (Malaysia), IM Global Property Consultants, and Megaharta Real Estate, representing a network of thousands of transactions nationwide.
The initiative was also supported by Qarliff & Associates, signalling participation from the legal fraternity in promoting better compliance and escrow transparency.
“With over 10,000 agents using these digital tools, PaymentXchange empowers buyers to transact securely while accelerating Malaysia’s adoption of compliant financial technologies,” Liau added.
Infomina’s Broader Fintech Vision
Yee Chee Meng, Chief Executive Officer of Infomina Berhad, said the launch builds on Infomina’s banking-grade infrastructure expertise and digital transformation track record.
“By extending our mission-critical technology to the property sector, we’re enabling a more data-driven, secure, and efficient property-financing ecosystem,” said Yee.
“Our goal is to create technology that fosters trust, enhances transparency, and delivers sustainable value across Malaysia’s digital economy.”
