Kuala Lumpur, August 28, 2025 — RHB Bank Bhd has reported a strong performance in the first half of 2025, with net profit rising 7% year-on-year to reach RM1.55 billion, up from RM1.45 billion a year earlier. The bank attributes this growth primarily to steady loan expansion, improved net fund-based income, and disciplined cost management.
For the second quarter alone, RHB delivered a robust RM803.5 million in net profit—an increase from RM722.3 million in Q2 2024—translating to earnings per share of 18.43 sen, up from 16.71 sen a year ago. Quarterly revenue came in at RM4.5 billion, slightly higher than RM4.42 billion in the previous year’s quarter.
In the six-month period, total income edged up to RM8.89 billion, compared with RM8.82 billion during the same period last year. This result was supported by a 5.3% increase in net fund-based income to RM3 billion, driven by a 5.9% year-on-year growth in gross loans, while net interest margin with liability management remained healthy at 1.88%. Even as non-fund-based income declined 10.8% to RM1.2 billion, due largely to decreases in forex, derivatives, and brokerage revenues, the overall result remained positive.
Operating expenses rose modestly by 2.1% to RM2 billion, resulting in a cost-to-income ratio of 47.3%. To reward shareholders, RHB declared an interim dividend of 15 sen per share.
Group CEO Datuk Mohd Rashid Mohamad described the first half of 2025 as marked by global uncertainties and industry headwinds—yet emphasized that RHB demonstrated resilience via consistent loan growth, lower expected credit loss (ECL), and sound asset quality. He added that the bank is well-positioned to capitalise on new growth opportunities in the months ahead.
