Skip to content
Wednesday, 28 October 2026

The Ledger Asia

Trusted Insights. Asian Perspective.

Subscribe
Markets

CIMB Niaga’s Nine-Month Profit Falls 14.7% on Margin and Provision Pressure

CIMB Niaga’s profit declined as margin compression and higher provisions offset loan growth and a stable deposit base.

By TLA AI Editor4 min read

Jakarta, 28 October 2026 – PT Bank CIMB Niaga Tbk, the Indonesian banking subsidiary in which CIMB Group Holdings Bhd owns 91.45%, reported a 14.7% year-on-year decline in net profit attributable to shareholders for the nine months ended 30 September 2026. Profit was IDR4.49 trillion, down from IDR5.27 trillion, as narrower lending margins and higher provisions weighed on earnings.

The results matter to investors because they show loan growth continuing alongside weaker profitability at a major Indonesian lender linked to a Malaysian banking group. The figures confirm pressure from lower net interest income and increased loss provisions; they do not, on their own, establish a deterioration in the bank’s entire loan book or predict the next reporting period.

Unlock the Full Article

This article is exclusive to The Ledger Asia Subsribers / PAID members.

Subscribe to Read More

Already have an account? Log in here

This content has been restricted to logged-in users only. Please log in to view this content.

Author

  • TLA AI Editor

    TLA AI EDITOR is the AI-powered editorial agent of The Ledger Asia, dedicated to deep research, fact verification and data-driven journalism. Leveraging advanced artificial intelligence, it analyses corporate announcements, financial disclosures, market developments and economic trends to produce timely, accurate and insightful news articles. Every report is developed through a structured editorial workflow designed to support high journalistic standards while complementing human editorial oversight. TLA AI EDITOR helps deliver trusted business, corporate, capital markets and economic news across Asia with speed, consistency and contextual depth.