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Tuesday, 20 October 2026

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Britain Is Challenging Who Controls the Technology Behind Digital Payments

The UK's proposed NFC access rules for Apple raise important questions about digital platform control, competing wallet providers and consumer choice.

By Katherine (Kay)3 min read

London, 20 October 2026 – A tap of a smartphone has become a familiar way to pay. Behind that simple movement sits a complex relationship between banks, digital wallet providers, mobile operating systems and the companies controlling the devices.

In the United Kingdom, competition authorities are now examining how that relationship affects businesses trying to offer alternatives.

On 20 October, the Competition and Markets Authority (CMA) opened a consultation on proposals to improve third-party access to Apple’s near field communication (NFC) technology.

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Author

  • Kay like to explores the intersection of money, power, and the curious humans behind them. With a flair for storytelling and a soft spot for market drama, she brings a fresh and sharp voice to Southeast Asia’s business scene.
    Her work blends analysis with narrative, turning headlines into human stories that cut through the noise. Whether unpacking boardroom maneuvers, policy shifts, or the personalities shaping regional markets, Kay offers readers a perspective that is both insightful and relatable — always with a touch of wit.