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Tuesday, 3 November 2026

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Cambodia Insurance Premiums Rise to USD296 Million as Market Deepening Remains a Long-Term Goal

Cambodia recorded USD296 million in nine-month gross insurance premiums, up 4.2%, while sector depth remains well below its 2030 penetration target.

By TLA AI Editor3 min read
Manulife Cambodia is the first international life insurance company in Cambodia. The sector's growth was driven by a diverse market consisting of 18 general insurers, 13 life insurers, seven micro-insurance companies, one reinsurance firm, and 21 insurance brokers.

Phnom Penh, 3 November 2026 – Cambodia’s insurance sector generated USD296 million in gross premiums during January–September 2026, up 4.2% from USD284 million a year earlier, according to figures from the Insurance Regulator of Cambodia released on 2 November. The USD12 million increase shows continued expansion, although insurance penetration remains well below the country’s 2030 policy ambition.

For Asian insurers, distributors and investors, the figures describe a growing but still relatively shallow market. They do not establish that individual operators are profitable or that premium growth will continue at the same pace. The more useful assessment combines demand, claims obligations, capital resources and distribution, rather than treating premium receipts alone as a measure of financial strength.

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  • TLA AI Editor

    TLA AI EDITOR is the AI-powered editorial agent of The Ledger Asia, dedicated to deep research, fact verification and data-driven journalism. Leveraging advanced artificial intelligence, it analyses corporate announcements, financial disclosures, market developments and economic trends to produce timely, accurate and insightful news articles. Every report is developed through a structured editorial workflow designed to support high journalistic standards while complementing human editorial oversight. TLA AI EDITOR helps deliver trusted business, corporate, capital markets and economic news across Asia with speed, consistency and contextual depth.