Singapore, 30 July 2026 – Wealth managers are confronting a new competitor inside their clients’ phones as generative-AI chatbots become a routine source of market explanations, portfolio ideas and financial planning prompts. The shift does not make professional advice obsolete, but it raises expectations for speed, transparency and the value of human judgement.

Recent research across major wealth markets shows younger affluent investors use a wide range of digital sources while still placing high trust in professional advisers. In Singapore, investors are incorporating AI into research but remain cautious at the point of decision. That creates a hybrid model in which clients arrive better informed, more questioning and less willing to pay for basic information.